diff --git a/config/rel_slices.yml b/config/rel_slices.yml
index 6773b8c5..9e31ef49 100644
--- a/config/rel_slices.yml
+++ b/config/rel_slices.yml
@@ -601,6 +601,11 @@ m_map_ovl.c:
     .rodata: [0x8064B628, 0x8064B6B0]
     .data: [0x806CD9C0, 0x806CE008]
     .bss: [0x81340468, 0x81340488]
+m_repay_ovl.c:
+    .text: [0x805EC550, 0x805ED0FC]
+    .rodata: [0x8064B830, 0x8064B870]
+    .data: [0x806CE4E0, 0x806CE550]
+    .bss: [0x813405A8, 0x813405C0]
 m_timeIn_ovl.c:
     .text: [0x805FF3C4, 0x80600370]
     .rodata: [0x8064BA00, 0x8064BA58]
diff --git a/include/m_player_lib.h b/include/m_player_lib.h
index 7ea3e724..e946c6d3 100644
--- a/include/m_player_lib.h
+++ b/include/m_player_lib.h
@@ -45,6 +45,7 @@ extern int mPlib_Check_able_force_speak_label(GAME* game, ACTOR* label);
 extern int mPlib_able_submenu_type1(GAME* game);
 extern void mPlib_request_main_demo_wait_from_submenu(ACTOR* force_speak_label);
 extern void mPlib_Load_PlayerTexAndPallet(void* tex_p, void* pal_p, int idx);
+extern void mPlib_request_main_give_from_submenu(mActor_name_t disp_item, int submenu_ovl, int present_flag, int counter_flag);
 
 extern mPlayer_change_data_from_submenu_c* mPlib_Get_change_data_from_submenu_p();
 
diff --git a/include/m_repay_ovl.h b/include/m_repay_ovl.h
new file mode 100644
index 00000000..5e413cb6
--- /dev/null
+++ b/include/m_repay_ovl.h
@@ -0,0 +1,37 @@
+#ifndef M_REPAY_OVL_H
+#define M_REPAY_OVL_H
+
+#include "types.h"
+#include "m_repay_ovl_h.h"
+#include "m_submenu_ovl.h"
+
+#ifdef __cplusplus
+extern "C" {
+#endif
+
+enum {
+  mRP_CURSOR_100000,
+  mRP_CURSOR_10000,
+  mRP_CURSOR_1000,
+  mRP_CURSOR_100,
+  mRP_CURSOR_10,
+  mRP_CURSOR_1,
+  mRP_CURSOR_OK,
+
+  mRP_CURSOR_NUM
+};
+
+struct repay_ovl_s {
+  u32 money;
+  u32 loan;
+  u32 repay_amount;
+  u32 max_money;
+  u32 max_repay;
+  int cursor_idx;
+};
+
+#ifdef __cplusplus
+}
+#endif
+
+#endif
diff --git a/include/m_repay_ovl_h.h b/include/m_repay_ovl_h.h
new file mode 100644
index 00000000..7f5d8dfe
--- /dev/null
+++ b/include/m_repay_ovl_h.h
@@ -0,0 +1,16 @@
+#ifndef M_REPAY_OVL_H_H
+#define M_REPAY_OVL_H_H
+
+#include "types.h"
+
+#ifdef __cplusplus
+extern "C" {
+#endif
+
+typedef struct repay_ovl_s mRP_Ovl_c;
+
+#ifdef __cplusplus
+}
+#endif
+
+#endif
diff --git a/include/m_submenu_ovl.h b/include/m_submenu_ovl.h
index 4a0b37cc..bb247459 100644
--- a/include/m_submenu_ovl.h
+++ b/include/m_submenu_ovl.h
@@ -21,6 +21,7 @@
 #include "m_editEndChk_h.h"
 #include "m_haniwaPortrait_ovl_h.h"
 #include "m_timeIn_ovl_h.h"
+#include "m_repay_ovl_h.h"
 
 #ifdef __cplusplus
 extern "C" {
@@ -133,7 +134,7 @@ struct submenu_overlay_s {
   /* 0x9A0 */ mTI_Ovl_c* timeIn_ovl;
   /* 0x9A4 */ mEE_Ovl_c* editEndChk_ovl;
   /* 0x9A8 */ mWR_Ovl_c* warning_ovl;
-  /* 0x9AC */ void* _9AC;
+  /* 0x9AC */ mRP_Ovl_c* repay_ovl;
   /* 0x9B0 */ void* _9B0;
   /* 0x9B4 */ mMP_Overlay_c* map_ovl;
   /* 0x9B8 */ u8 _9B8[0x9D0 - 0x9B8];
diff --git a/src/m_repay_ovl.c b/src/m_repay_ovl.c
new file mode 100644
index 00000000..70dbdffc
--- /dev/null
+++ b/src/m_repay_ovl.c
@@ -0,0 +1,369 @@
+#include "m_repay_ovl.h"
+
+#include "m_common_data.h"
+#include "m_font.h"
+#include "m_name_table.h"
+#include "m_player_lib.h"
+#include "sys_matrix.h"
+
+static mRP_Ovl_c rp_ovl_data;
+static mActor_name_t mRP_money_name[MONEY_NUM] = { ITM_MONEY_100, ITM_MONEY_1000, ITM_MONEY_10000, ITM_MONEY_30000 };
+static u32 mRP_money_amount[MONEY_NUM] = { 100, 1000, 10000, 30000 };
+
+static int mRP_money_repay(mRP_Ovl_c* repay_ovl) {
+  mActor_name_t* item_p;
+  mActor_name_t* money_name_p = mRP_money_name;
+  u32* money_amount_p = mRP_money_amount;
+  u32 total_money = Common_Get(now_private)->inventory.wallet;
+  int j;
+  int i;
+  u32 money_left = 0;
+
+  if (total_money >= repay_ovl->repay_amount) {
+    money_left = total_money - repay_ovl->repay_amount;
+  }
+  else {
+    for (i = 0; i < MONEY_NUM; i++) {
+      item_p = Common_Get(now_private)->inventory.pockets;
+      for (j = 0; j < mPr_POCKETS_SLOT_COUNT; j++) {
+        if (
+          mPr_GET_ITEM_COND(Common_Get(now_private)->inventory.item_conditions, j) == mPr_ITEM_COND_NORMAL &&
+          *item_p == *money_name_p
+        ) {
+          total_money += *money_amount_p;
+          mPr_SetPossessionItem(Common_Get(now_private), j, EMPTY_NO, mPr_ITEM_COND_NORMAL);
+
+          if (total_money >= repay_ovl->repay_amount) {
+            return total_money - repay_ovl->repay_amount;
+          }
+        }
+
+        item_p++;
+      }
+
+      money_name_p++;
+      money_amount_p++;
+    }
+  }
+
+  return money_left;
+}
+
+static void mRP_move_Move(Submenu* submenu, mSM_MenuInfo_c* menu_info) {
+  (*submenu->overlay->move_Move_proc)(submenu, menu_info);
+}
+
+static void mRP_move_Play(Submenu* submenu, mSM_MenuInfo_c* menu_info) {
+  static u32 step_money[mRP_CURSOR_NUM] = {
+    100000,
+     10000,
+      1000,
+       100,
+        10,
+         1,
+         0
+  };
+
+  mRP_Ovl_c* repay_ovl = submenu->overlay->repay_ovl;
+  u32 trigger = submenu->overlay->menu_control.trigger;
+
+  if ((trigger & BUTTON_B)) {
+    (*submenu->overlay->move_chg_base_proc)(menu_info, mSM_MOVE_OUT_TOP);
+    sAdo_SysTrgStart(2);
+  }
+  else if (repay_ovl->cursor_idx >= mRP_CURSOR_OK || (trigger & BUTTON_START)) {
+    if ((trigger & BUTTON_A) || (trigger & BUTTON_START)) {
+      if (repay_ovl->repay_amount != 0) {
+        mPlib_request_main_give_from_submenu(ITM_MONEY_10000, mSM_OVL_REPAY, FALSE, TRUE);
+        Common_Get(now_private)->inventory.loan = repay_ovl->loan;
+        Common_Get(now_private)->inventory.wallet = mRP_money_repay(repay_ovl);
+      }
+
+      (*submenu->overlay->move_chg_base_proc)(menu_info, mSM_MOVE_OUT_TOP);
+      sAdo_SysTrgStart(2);
+    }
+    else if ((trigger & (BUTTON_CUP | BUTTON_CLEFT))) {
+      repay_ovl->cursor_idx--;
+      sAdo_SysTrgStart(1);
+    }
+  }
+  else if (repay_ovl->cursor_idx != 0 && (trigger & BUTTON_CLEFT)) {
+    repay_ovl->cursor_idx--;
+    sAdo_SysTrgStart(1);
+  }
+  else if ((trigger & BUTTON_CRIGHT)) {
+    repay_ovl->cursor_idx++;
+    sAdo_SysTrgStart(1);
+  }
+  else if ((trigger & (BUTTON_CDOWN | BUTTON_CUP))) {
+    u32 repay_amount = repay_ovl->repay_amount;
+
+    if ((trigger & BUTTON_CDOWN)) {
+      if (repay_amount < step_money[repay_ovl->cursor_idx]) {
+        if (repay_amount == 0) {
+          sAdo_SysTrgStart(0x1003);
+          return;
+        }
+        
+        repay_amount = 0;
+      }
+      else {
+        repay_amount -= step_money[repay_ovl->cursor_idx];
+      }
+    }
+    else {
+      if (repay_amount == repay_ovl->max_repay) {
+        sAdo_SysTrgStart(0x1003);
+        return;
+      }
+
+      repay_amount += step_money[repay_ovl->cursor_idx];
+      if (repay_amount > repay_ovl->max_repay) {
+        repay_amount = repay_ovl->max_repay;
+      }
+    }
+
+    sAdo_SysTrgStart(0x426);
+    repay_ovl->money = repay_ovl->max_money - repay_amount;
+    repay_ovl->loan = Common_Get(now_private)->inventory.loan - repay_amount;
+    repay_ovl->repay_amount = repay_amount;
+  }
+}
+
+static void mRP_move_End(Submenu* submenu, mSM_MenuInfo_c* menu_info) {
+  (*submenu->overlay->move_End_proc)(submenu, menu_info);
+}
+
+typedef void (*mRP_MOVE_PROC)(Submenu*, mSM_MenuInfo_c*);
+
+static void mRP_repay_ovl_move(Submenu* submenu) {
+  static mRP_MOVE_PROC ovl_move_proc[mSM_OVL_PROC_NUM] = {
+    &mRP_move_Move,
+    &mRP_move_Play,
+    (mRP_MOVE_PROC)none_proc1,
+    (mRP_MOVE_PROC)none_proc1,
+    &mRP_move_End
+  };
+
+  mSM_MenuInfo_c* menu_info = &submenu->overlay->menu_info[mSM_OVL_REPAY];
+
+  (*menu_info->pre_move_func)(submenu);
+  (*ovl_move_proc[menu_info->proc_status])(submenu, menu_info);
+}
+
+extern Gfx fkm_win_mode[];
+extern Gfx fkm_win_model[];
+
+static void mRP_set_frame_dl(Submenu* submenu, GRAPH* graph, mSM_MenuInfo_c* menu_info, f32 x, f32 y) {
+  f32 tex_x;
+  f32 tex_y;
+  int s;
+  int t;
+  Gfx* gfx;
+
+  Matrix_scale(16.0f, 16.0f, 1.0f, 0);
+  Matrix_translate(x, y, 140.0f, 1);
+
+  OPEN_DISP(graph);
+  gfx = NOW_POLY_OPA_DISP;
+
+  /* Setup RDP */
+  gSPDisplayList(gfx++, fkm_win_mode);
+
+   /* Setup matrix */
+  gSPMatrix(gfx++, _Matrix_to_Mtx_new(graph), G_MTX_NOPUSH | G_MTX_LOAD | G_MTX_MODELVIEW);
+
+  /* Set background texture scroll position */
+  tex_x = -submenu->overlay->menu_control.texture_pos[0] * 4.0f;
+  tex_y = -submenu->overlay->menu_control.texture_pos[1] * 4.0f;
+  s = (int)tex_x & 0xFF;
+  t = (int)tex_y & 0xFF;
+  gDPSetTileSize_Dolphin(gfx++, G_TX_RENDERTILE, s, t, 32, 32);
+
+  /* Draw background frame */
+  gSPDisplayList(gfx++, fkm_win_model);
+
+  SET_POLY_OPA_DISP(gfx);
+  CLOSE_DISP(graph);
+}
+
+static void mRP_set_num_str(GAME* game, u32 num, rgba_t* str_col_p, f32 x, f32 y, f32 scale) {
+  u8 str[7];
+
+  mFont_UnintToString(str, sizeof(str), num, 6, FALSE, FALSE, TRUE);
+  x -= scale * mFont_GetStringWidth(str, sizeof(str), TRUE);
+  mFont_SetLineStrings(
+    game,
+    str, sizeof(str),
+    x, y,
+    str_col_p->r, str_col_p->g, str_col_p->b, 255,
+    FALSE,
+    TRUE,
+    scale, scale,
+    mFont_MODE_POLY
+  );
+}
+
+static void mRP_set_character_dl(Submenu* submenu, GAME* game, f32 x, f32 y) {
+  static u8 kingaku_str[9] = "Your Loan";
+  static u8 kettei_str[2] = "OK";
+  static rgba_t money_col  = { 100,  40, 255, 255 };
+  static rgba_t repay_col  = {  70, 120, 245, 255 };
+  static rgba_t select_col = { 215,   0,   0, 255 };
+  static rgba_t kettei_col = {  70, 120, 245, 255 };
+  static rgba_t loan_col   = {  40, 185, 110, 255 };
+
+  mRP_Ovl_c* repay_ovl = submenu->overlay->repay_ovl;
+  rgba_t* color_p;
+  u8 repay_amount_str[7];
+  int sel;
+  f32 char_y;
+  f32 char_x;
+  int i;
+
+  (*submenu->overlay->set_char_matrix_proc)(game->graph);
+  mFont_SetLineStrings(
+    game,
+    kingaku_str, sizeof(kingaku_str),
+    x + 153.0f, -y + 64.0f,
+    255, 255, 255, 255,
+    FALSE,
+    TRUE,
+    0.875f, 0.875f,
+    mFont_MODE_POLY
+  );
+
+  mRP_set_num_str(game, repay_ovl->money, &money_col, x + 206.0f, -y + 91.0f, 0.875f);
+  sel = repay_ovl->cursor_idx;
+  if (sel >= mRP_CURSOR_100) {
+    sel++; // move past the comma
+  }
+
+  mFont_UnintToString(repay_amount_str, sizeof(repay_amount_str), repay_ovl->repay_amount, 6, FALSE, TRUE, TRUE);
+  
+  /* Draw each individual character in the repayment amount string */
+  char_x =  x - mFont_GetStringWidth(repay_amount_str, 7, TRUE) + 206.0f;
+  char_y = -y + 112.0f;
+  for (i = 0; i < 7; i++) {
+    if (sel == i) {
+      color_p = &select_col;
+    }
+    else {
+      color_p = &repay_col;
+    }
+
+    mFont_SetLineStrings(
+      game,
+      &repay_amount_str[i], 1,
+      char_x, char_y,
+      color_p->r, color_p->g, color_p->b, 255,
+      FALSE,
+      TRUE,
+      1.0f, 1.0f,
+      mFont_MODE_POLY
+    );
+
+    char_x += mFont_GetStringWidth(&repay_amount_str[i], 1, TRUE);
+  }
+
+  if (repay_ovl->cursor_idx < mRP_CURSOR_OK) {
+    color_p = &kettei_col;
+  }
+  else {
+    color_p = &select_col;
+  }
+
+  mFont_SetLineStrings(
+    game,
+    kettei_str, sizeof(kettei_str),
+    x + 207.0f, -y + 128.0f,
+    color_p->r, color_p->g, color_p->b, 255,
+    FALSE,
+    TRUE,
+    0.875f, 0.875f,
+    mFont_MODE_POLY
+  );
+
+  mRP_set_num_str(game, repay_ovl->loan, &loan_col, x + 209.0f, -y + 155.0f, 0.875f);
+}
+
+static void mRP_set_dl(Submenu* submenu, GAME* game, mSM_MenuInfo_c* menu_info) {
+  GRAPH* graph = game->graph;
+  f32 x = menu_info->position[0];
+  f32 y = menu_info->position[1];
+
+  mRP_set_frame_dl(submenu, graph, menu_info, x, y);
+  mRP_set_character_dl(submenu, game, x, y);
+}
+
+static void mRP_repay_ovl_draw(Submenu* submenu, GAME* game) {
+  mSM_MenuInfo_c* menu_info = &submenu->overlay->menu_info[mSM_OVL_REPAY];
+
+  (*menu_info->pre_draw_func)(submenu, game);
+  mRP_set_dl(submenu, game, menu_info);
+}
+
+extern void mRP_repay_ovl_set_proc(Submenu* submenu) {
+  mSM_Control_c* control = &submenu->overlay->menu_control;
+
+  control->menu_move_func = &mRP_repay_ovl_move;
+  control->menu_draw_func = &mRP_repay_ovl_draw;
+}
+
+static void mRP_repay_ovl_init(Submenu* submenu) {
+  mSM_MenuInfo_c* menu_info = &submenu->overlay->menu_info[mSM_OVL_REPAY];
+  mRP_Ovl_c* repay_ovl = submenu->overlay->repay_ovl;
+  mActor_name_t* item_p = Common_Get(now_private)->inventory.pockets;
+  int i;
+  u32 max_repay;
+
+  submenu->overlay->menu_control.animation_flag = FALSE;
+  menu_info->proc_status = mSM_OVL_PROC_MOVE;
+  menu_info->next_proc_status = mSM_OVL_PROC_PLAY;
+  menu_info->move_drt = mSM_MOVE_IN_TOP;
+
+  repay_ovl->money = Common_Get(now_private)->inventory.wallet;
+
+  for (i = 0; i < mPr_POCKETS_SLOT_COUNT; i++, item_p++) {
+    if (mPr_GET_ITEM_COND(Common_Get(now_private)->inventory.item_conditions, i) == mPr_ITEM_COND_NORMAL) {
+      int j;
+
+      for (j = 0; j < MONEY_NUM; j++) {
+        if (*item_p == mRP_money_name[j]) {
+          repay_ovl->money += mRP_money_amount[j];
+          break;
+        }
+      }
+    }
+  }
+
+  repay_ovl->max_money = repay_ovl->money;
+  repay_ovl->loan = Common_Get(now_private)->inventory.loan;
+  repay_ovl->repay_amount = 0;
+
+  if (repay_ovl->max_money > Common_Get(now_private)->inventory.loan) {
+    max_repay = Common_Get(now_private)->inventory.loan;
+  }
+  else {
+    max_repay = repay_ovl->max_money;
+  }
+
+  repay_ovl->max_repay = max_repay;
+  repay_ovl->cursor_idx = mRP_CURSOR_100000;
+}
+
+extern void mRP_repay_ovl_construct(Submenu* submenu) {
+  Submenu_Overlay_c* overlay = submenu->overlay;
+
+  if (overlay->repay_ovl == NULL) {
+    mem_clear((u8*)&rp_ovl_data, sizeof(mRP_Ovl_c), 0);
+    overlay->repay_ovl = &rp_ovl_data;
+  }
+
+  mRP_repay_ovl_init(submenu);
+  mRP_repay_ovl_set_proc(submenu);
+}
+
+extern void mRP_repay_ovl_destruct(Submenu* submenu) {
+  submenu->overlay->repay_ovl = NULL;
+}